Our team is here to help analyze your risks and deliver customized insurance solutions to ensure your people and your assets are covered.
Your business may be susceptible to risks such as claims due to bodily injury, property damage, personal injury, and more. Commercial general liability insurance is necessary for all contractors. General liability coverage provides insurance for operations, products, premises and claims to third parties or property when you are liable. It will also provide defense costs in lawsuits.
Protect your company’s physical assets from fire, explosions, burst pipes, storms, theft and vandalism. This type of coverage helps pay to repair or replace your belongings after a covered loss.
Cover vehicles used for business and the people who drive them. If you or a driver of your business vehicle causes an accident that injures another person or damages their property, they can file a claim on your policy and bring a lawsuit against you or the driver. It also provides coverage for bodily injury, property damage, and other exposures, and could include comprehensive and collision coverage as well.
If an employee is hurt on the job or becomes sick, you are required by law to have coverage in place. Workers’ Compensation protects your employees if a job-related injury or sickness occurs. This coverage may vary by area, so it’s important to understand your duty where your business and employees operate.
Contractors move tools from job to job all the time. This can expose your business to potential loss due to damage or theft. This coverage protects your assets while on the move or stored at a job site.
Commercial Umbrella/Excess Insurance
Umbrella insurance provides an extra layer of liability protection by covering costs that go beyond your other liability coverage limits. Coverage is extended over various policies, including general liability insurance, business auto, and more.